You people are crazy, you think anyone's just going to give you 5k? Not with the type of society we live in now days, people are cold and heartless, just like our gov. Besides that, 5k would not fix your problem, it would just delay the issue at hand. Do what I did, stop paying on credit cards, and all other BS you don't have to have to get by on. Sure you get phone calls all the time and letters from lawers, collection agencies, etc. But I say screw them, they make billions yearly off those insane APR's and penalities. I'm without a job, don't know how I'm going to make my next truck payment, but I'm not asking anyone for help. I feel it's partially my fault for not continuing my edu, which is what it takes to get a decent job anymore. No one wants to hire anyone without a degree, unless you want to make 6.00 an hour flipping burgers.